San Francisco, CA Car Accident

Car Accident in San Francisco. California law, local courts, and the specific deadlines that apply here.

SF car accidents on I-80, US-101, and city streets require SFPD collision reports or CHP reports for freeway incidents. The six-month government tort claim deadline applies to any accident involving a Muni vehicle, city-owned car, or city-maintained road defect.

Written by Jayson Elliott, J.D.  ·  California-Licensed Attorney & Legal Writer Updated April 2026
Legal Information Notice

This page provides general legal information about car accident accidents in San Francisco, California. It is not legal advice. Consult a licensed California attorney for guidance specific to your case.

Car Accident in San Francisco

SF car accidents on I-80, US-101, and city streets require SFPD collision reports or CHP reports for freeway incidents. The six-month government tort claim deadline applies to any accident involving a Muni vehicle, city-owned car, or city-maintained road defect.

California Law That Applies

California's pure comparative fault applies. Two-year SOL under CCP § 335.1. Six-month city tort claim for SFMTA/city vehicles. Insurance minimums $30K/$60K/$15K as of Jan 1, 2025.

Within two years: An action for assault, battery, or injury to, or for the death of, an individual caused by the wrongful act or neglect of another.

Courts and Procedures in San Francisco

San Francisco County Superior Court — Civic Center Courthouse, 400 McAllister St. Unified court — no hub routing. Trial timelines 18–30 months.

Primary Courthouse

SF Superior Court — Civic Center Courthouse

400 McAllister St, San Francisco, CA 94102  ·  Unlimited Civil Division

FAQs — Car Accident in San Francisco

How long do I have to file a car accident lawsuit in San Francisco?

The statute of limitations for car accident personal injury claims in San Francisco is two years from the date of the collision under Code of Civil Procedure section 335.1. Claims against the City and County of San Francisco or SFMTA require a government tort claim within six months. Missing the six-month government deadline permanently bars the government entity claim.

Can I recover if I was partly at fault for a car accident in San Francisco?

Yes. California's pure comparative fault system reduces your recovery proportionally by your fault percentage but never eliminates it. A plaintiff found 30% at fault in a $100,000 case recovers $70,000. San Francisco insurers routinely argue elevated comparative fault percentages — objective physical evidence counters these arguments.

What if the other driver in my San Francisco accident was uninsured?

Your own Uninsured Motorist (UM) coverage is the primary recovery source when the at-fault driver has no liability insurance. California requires insurers to offer UM coverage at limits matching the liability coverage purchased. UM coverage pays for bodily injury including pain and suffering from an uninsured driver up to your policy limits.

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Find a Car Accident Attorney in San Francisco

This page is educational. To find a licensed California attorney who handles car accident cases in the San Francisco area, use these verified directories.